/* ===== Design Tokens — mirrors iboadvisors.com exactly ===== */
:root {
  /* Type scale */
  --text-xs: clamp(0.75rem, 0.7rem + 0.25vw, 0.875rem);
  --text-sm: clamp(0.875rem, 0.8rem + 0.35vw, 1rem);
  --text-base: clamp(1rem, 0.95rem + 0.25vw, 1.125rem);
  --text-lg: clamp(1.125rem, 1rem + 0.75vw, 1.5rem);
  --text-xl: clamp(1.5rem, 1.2rem + 1.25vw, 2.25rem);
  --text-2xl: clamp(2rem, 1.2rem + 2.5vw, 3.25rem);
  --text-3xl: clamp(2.5rem, 1rem + 4vw, 4.5rem);
  --text-hero: clamp(2.75rem, 1rem + 5vw, 4.75rem);

  /* Spacing */
  --space-1: 0.25rem;
  --space-2: 0.5rem;
  --space-3: 0.75rem;
  --space-4: 1rem;
  --space-5: 1.25rem;
  --space-6: 1.5rem;
  --space-8: 2rem;
  --space-10: 2.5rem;
  --space-12: 3rem;
  --space-16: 4rem;
  --space-20: 5rem;
  --space-24: 6rem;
  --space-32: 8rem;

  /* Colors — sampled directly from the supplied mockups / brand fonts */
  --color-navy: #0e2a48;
  --color-navy-deep: #091d33;
  --color-cream: #f3e7db;
  --color-cream-soft: #f8f1e8;
  --color-white: #ffffff;
  --color-gold: #a9804a;
  --color-gold-light: #cdac7c;
  --color-tan: #c7a381;
  --color-text: #0e2a48;
  --color-text-muted: #5b564c;
  --color-text-faint: #8b8579;
  --color-border: rgba(14, 42, 72, 0.14);
  --color-border-cream: rgba(14, 42, 72, 0.16);

  --color-bg: var(--color-white);

  --radius-sm: 0.25rem;
  --radius-md: 0.375rem;
  --radius-lg: 0.5rem;

  --transition-interactive: 200ms cubic-bezier(0.16, 1, 0.3, 1);

  --content-wide: 1280px;
  --content-default: 1100px;
  --content-narrow: 760px;

  --font-display: 'Playfair Display', Georgia, serif;
  --font-body: 'Lato', 'Helvetica Neue', sans-serif;
}

/* ===== Global ===== */
body {
  background: var(--color-white);
  color: var(--color-text);
  font-family: var(--font-body);
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: var(--space-3);
  font-family: var(--font-body);
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--color-navy);
}
.eyebrow::before {
  content: '';
  display: inline-block;
  width: 32px;
  height: 2px;
  background: var(--color-gold);
}
.eyebrow--center {
  justify-content: flex-start;
}

h1, h2, h3 {
  font-family: var(--font-display);
  color: var(--color-navy);
  font-weight: 600;
}

.section-heading {
  font-size: var(--text-2xl);
  font-weight: 600;
  line-height: 1.15;
  margin-top: var(--space-4);
  max-width: 18ch;
}
.section-heading--wide {
  max-width: 26ch;
}

.eyebrow-block {
  margin-bottom: var(--space-6);
}
.eyebrow-block--center {
  text-align: left;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
}

p {
  color: var(--color-text-muted);
  font-size: var(--text-base);
  line-height: 1.7;
}

a {
  color: inherit;
  text-decoration: none;
}

.container {
  max-width: var(--content-wide);
  margin-inline: auto;
  padding-inline: clamp(var(--space-6), 5vw, var(--space-16));
}
.container--narrow {
  max-width: var(--content-default);
}

.section {
  padding-block: clamp(var(--space-16), 8vw, var(--space-24));
}
.section--cream {
  background: var(--color-cream);
}
.section--navy {
  background: var(--color-navy);
}
.section--white {
  background: var(--color-white);
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-body);
  font-size: var(--text-sm);
  font-weight: 700;
  letter-spacing: 0.02em;
  padding: var(--space-4) var(--space-8);
  border-radius: 2px;
  border: 1px solid transparent;
  cursor: pointer;
}
.btn--primary {
  background: var(--color-navy);
  color: var(--color-white);
}
.btn--primary:hover {
  background: var(--color-navy-deep);
}
.btn--outline {
  background: transparent;
  border-color: var(--color-navy);
  color: var(--color-navy);
}
.btn--outline:hover {
  background: var(--color-navy);
  color: var(--color-white);
}

/* ===== Header ===== */
.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: var(--color-white);
  border-bottom: 1px solid var(--color-border);
}
.site-header__inner {
  max-width: var(--content-wide);
  margin-inline: auto;
  padding-inline: clamp(var(--space-6), 5vw, var(--space-16));
  height: 88px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-6);
}
.logo {
  font-family: var(--font-display);
  font-size: var(--text-lg);
  font-weight: 700;
  white-space: nowrap;
  display: flex;
  align-items: center;
  gap: 0.35ch;
}
.logo__ibo {
  color: var(--color-gold);
}
.logo__advisors {
  color: var(--color-navy);
}
.logo__mark {
  height: clamp(1.8rem, 1.6rem + 1.2vw, 2.4rem);
  width: auto;
  display: block;
}
.nav {
  display: flex;
  align-items: center;
  gap: clamp(var(--space-4), 3vw, var(--space-8));
}
.nav__links {
  display: flex;
  align-items: center;
  gap: clamp(1rem, 3vw, 2rem);
}
.nav__link {
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--color-navy);
  white-space: nowrap;
}
.nav__link:hover {
  color: var(--color-gold);
}
.nav__cta {
  font-size: var(--text-xs);
  letter-spacing: 0.08em;
  padding: var(--space-3) var(--space-6);
}
.nav-toggle {
  display: none;
  background: none;
  border: none;
  color: var(--color-navy);
}

/* ===== Hero ===== */
.hero {
  position: relative;
  background: var(--color-cream);
  overflow: hidden;
  min-height: min(85vh, 760px);
}
.hero__content {
  position: relative;
  z-index: 1;
  display: flex;
  flex-direction: column;
  justify-content: center;
  min-height: min(85vh, 760px);
  max-width: 980px;
  padding: clamp(var(--space-10), 6vw, var(--space-20)) clamp(var(--space-6), 5vw, var(--space-16));
  gap: var(--space-6);
}
.hero__eyebrow {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--color-navy);
}
.hero__eyebrow::before {
  content: '';
  width: 40px;
  height: 2px;
  background: var(--color-gold);
}
.hero__heading {
  font-family: var(--font-display);
  font-size: clamp(2rem, 0.5rem + 3.8vw, 4.6rem);
  line-height: 1.08;
  color: var(--color-navy);
  font-weight: 600;
}
.hero__heading em {
  font-style: italic;
  font-weight: 500;
}
.hero__body p {
  color: var(--color-text-muted);
  font-size: var(--text-base);
  max-width: 42ch;
}
.hero__body p + p {
  margin-top: var(--space-3);
}
.hero__body strong {
  color: var(--color-navy);
  font-weight: 700;
}
.hero__cta {
  margin-top: var(--space-2);
  align-self: flex-start;
}

.hero__media {
  position: absolute;
  inset: 0;
  z-index: 0;
  overflow: hidden;
}
.hero__media img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: 65% 22%;
  -webkit-mask-image: linear-gradient(to right, transparent 0, transparent 32%, #000 62%);
  mask-image: linear-gradient(to right, transparent 0, transparent 32%, #000 62%);
}

/* Stats bar */
.stats {
  background: var(--color-navy);
  color: var(--color-white);
  padding-block: clamp(var(--space-8), 4vw, var(--space-10));
}
.stats__lede {
  text-align: center;
  font-size: var(--text-sm);
  color: rgba(255, 255, 255, 0.88);
  max-width: 100%;
  margin: 0 auto var(--space-8);
}
.stats__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
}
.stats__item {
  text-align: center;
  padding-inline: var(--space-4);
  border-left: 1px solid rgba(255, 255, 255, 0.22);
}
.stats__item:first-child {
  border-left: none;
}
.stats__number {
  font-family: var(--font-display);
  font-size: var(--text-2xl);
  color: var(--color-gold-light);
  font-weight: 600;
  line-height: 1;
}
.stats__label {
  margin-top: var(--space-2);
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.85);
}

/* ===== Below-fold sections ===== */
.text-block {
  max-width: 62ch;
}
.text-block p + p {
  margin-top: var(--space-4);
}

.two-col {
  display: grid;
  grid-template-columns: minmax(260px, 0.85fr) 1fr;
  gap: clamp(var(--space-10), 6vw, var(--space-20));
  align-items: start;
}

.pull-quote {
  font-family: var(--font-display);
  font-style: italic;
  font-size: var(--text-lg);
  color: var(--color-navy);
  border-left: 3px solid var(--color-gold);
  padding-left: var(--space-6);
  margin-block: var(--space-10);
  max-width: 52ch;
}

/* Benefit cards */
.card-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-8);
  margin-top: var(--space-12);
}
.benefit-card {
  background: var(--color-white);
  border: 1px solid var(--color-border);
  padding: var(--space-8);
}
.benefit-card__icon {
  width: 36px;
  height: 2px;
  background: var(--color-gold);
  margin-bottom: var(--space-5);
}
.benefit-card h3 {
  font-size: var(--text-lg);
  font-weight: 600;
  margin-bottom: var(--space-3);
}
.benefit-card p {
  font-size: var(--text-sm);
}

/* Comparison */
.compare {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-8);
  margin-top: var(--space-10);
}
.compare__col {
  padding: 0;
  background: transparent;
  border: none;
}
.compare__title {
  font-family: var(--font-display);
  font-size: var(--text-lg);
  font-weight: 600;
  color: var(--color-gold);
  padding-bottom: var(--space-4);
  border-bottom: 1px solid var(--color-border);
  margin-bottom: var(--space-6);
}
.compare__list li {
  position: relative;
  padding-left: var(--space-6);
  font-size: var(--text-base);
  margin-bottom: var(--space-4);
  color: var(--color-text-muted);
}
.compare__list li::before {
  position: absolute;
  left: 0;
  font-weight: 700;
}
.compare__list--x li::before {
  content: '\2715';
  color: #c0392b;
}
.compare__list--check li::before {
  content: '\2713';
  color: var(--color-gold);
}

/* Difference-in-dollars money cards */
.money-compare {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-8);
  margin-top: var(--space-10);
}
.money-card {
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  overflow: hidden;
}
.money-card__header {
  font-family: var(--font-display);
  font-size: var(--text-lg);
  font-weight: 600;
  text-align: center;
  padding: var(--space-5) var(--space-6);
  color: var(--color-white);
}
.money-card--pe .money-card__header {
  background: var(--color-tan);
}
.money-card--ibo .money-card__header {
  background: var(--color-navy-deep);
}
.money-card__body {
  padding: clamp(var(--space-6), 3vw, var(--space-8));
}
.money-card__total {
  text-align: center;
}
.money-card__label {
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--color-text-faint);
  margin-bottom: var(--space-2);
}
.money-card__value {
  font-family: var(--font-display);
  font-size: var(--text-xl);
  font-weight: 700;
  color: var(--color-navy);
}
.money-card__divider {
  border: none;
  border-top: 1px solid var(--color-border);
  margin: var(--space-6) 0;
}
.money-card__row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-4);
  text-align: center;
}
.money-card__figure {
  font-family: var(--font-display);
  font-size: var(--text-lg);
  font-weight: 700;
  color: var(--color-navy);
}
.money-card__figure--neg {
  color: #c0392b;
}
.money-card__figure--pos {
  color: #3a8a5c;
}
.money-card__net {
  margin-top: var(--space-6);
  text-align: center;
  background: var(--color-cream-soft);
  padding: var(--space-5) var(--space-6);
  border-radius: var(--radius-sm);
}
.money-card__net--dark {
  background: var(--color-navy-deep);
}
.money-card__net-label {
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--color-text-faint);
  margin-bottom: var(--space-2);
}
.money-card__net--dark .money-card__net-label {
  color: var(--color-gold-light);
}
.money-card__net-value {
  font-family: var(--font-display);
  font-size: var(--text-xl);
  font-weight: 700;
  color: var(--color-navy);
}
.money-card__net--dark .money-card__net-value {
  color: var(--color-white);
}

/* Challenge / process media */
.two-col--challenge {
  align-items: center;
}
.challenge-media img {
  width: 100%;
  height: auto;
  display: block;
  border-radius: var(--radius-md);
  box-shadow: 0 20px 48px rgba(14, 42, 72, 0.12);
}
.two-col--process {
  align-items: start;
}
.process-media {
  border-radius: var(--radius-md);
  overflow: hidden;
  aspect-ratio: 4 / 3;
  box-shadow: 0 20px 48px rgba(14, 42, 72, 0.16);
}
.process-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: 50% 30%;
  display: block;
}
.process-media--short {
  aspect-ratio: 4 / 2.55;
}
.process-media--short img {
  object-position: 50% 60%;
}

/* Experts / navy section media */
.two-col--experts {
  align-items: center;
}
.experts-media {
  border-radius: var(--radius-md);
  overflow: hidden;
  aspect-ratio: 4 / 3;
  box-shadow: 0 20px 48px rgba(0, 0, 0, 0.35);
}
.experts-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: 50% 35%;
  display: block;
}

/* Process steps */
.steps {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: var(--space-6);
  margin-top: var(--space-12);
}
.step {
  border-top: 2px solid var(--color-gold);
  padding-top: var(--space-5);
}
.step__num {
  font-family: var(--font-display);
  font-size: var(--text-xl);
  color: var(--color-gold);
  font-weight: 600;
  margin-bottom: var(--space-3);
}
.step h3 {
  font-size: var(--text-base);
  font-weight: 700;
  margin-bottom: var(--space-3);
  font-family: var(--font-body);
  color: var(--color-navy);
}
.step p {
  font-size: var(--text-sm);
}

/* Is this you cards */
.owner-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-8);
  margin-top: var(--space-12);
}
.owner-card {
  padding: clamp(var(--space-8), 4vw, var(--space-10));
  background: var(--color-cream);
  border-left: 3px solid var(--color-gold);
}
.owner-card h3 {
  font-family: var(--font-display);
  font-size: var(--text-lg);
  font-weight: 600;
  margin-bottom: var(--space-3);
}
.owner-card p {
  font-size: var(--text-sm);
}

/* Founder / testimonial */
.founder {
  display: flex;
  flex-direction: column;
  gap: clamp(var(--space-10), 5vw, var(--space-12));
}
.founder__content {
  display: grid;
  grid-template-columns: minmax(140px, 200px) 1fr;
  gap: clamp(var(--space-8), 4vw, var(--space-10));
  align-items: start;
}
.founder__content--wide {
  grid-template-columns: minmax(280px, 400px) 1fr;
  align-items: center;
}
.founder__photo img {
  width: 100%;
  height: auto;
  display: block;
  border-radius: var(--radius-md);
  box-shadow: 0 20px 48px rgba(14, 42, 72, 0.14);
}
.founder__cta {
  margin-top: var(--space-6);
}
.testimonial {
  background: var(--color-navy);
  color: var(--color-white);
  padding: clamp(var(--space-10), 5vw, var(--space-12));
  text-align: center;
}
.testimonial p {
  max-width: 62ch;
  margin-inline: auto;
  font-family: var(--font-display);
  font-style: italic;
  font-size: var(--text-lg);
  color: var(--color-white);
  line-height: 1.5;
}
.testimonial p::before {
  content: '\201C';
  color: var(--color-gold-light);
}
.testimonial p::after {
  content: '\201D';
  color: var(--color-gold-light);
}

/* Track record */
.industry-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-3);
  margin-top: var(--space-12);
}
.industry-cell {
  position: relative;
  aspect-ratio: 4 / 3;
  background-size: cover;
  background-position: center;
  border-radius: var(--radius-sm);
  overflow: hidden;
  display: flex;
  align-items: flex-end;
  padding: var(--space-5);
  filter: brightness(1.35) saturate(1.05);
}
.industry-cell::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(9, 29, 51, 0.02) 0%, rgba(9, 29, 51, 0.62) 100%);
}
.industry-cell span {
  position: relative;
  z-index: 1;
  font-family: var(--font-display);
  font-size: var(--text-base);
  font-weight: 600;
  color: var(--color-white);
  text-align: left;
  line-height: 1.2;
}

/* IBO Experts closing */
.experts {
  text-align: left;
}
.experts .text-block {
  margin-inline: 0;
}
.experts__closing {
  margin-top: var(--space-8);
  font-family: var(--font-display);
  font-style: italic;
  font-size: var(--text-lg);
  color: var(--color-navy);
}

/* Footer */
.site-footer {
  background: var(--color-navy-deep);
  color: rgba(255, 255, 255, 0.75);
  padding-block: var(--space-12);
}
.site-footer__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: var(--space-6);
}
.footer-nav {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-6);
}
.footer-nav a {
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.75);
}
.footer-nav a:hover {
  color: var(--color-gold-light);
}
.footer-copy {
  font-size: var(--text-xs);
  color: rgba(255, 255, 255, 0.5);
  width: 100%;
  margin-top: var(--space-8);
  padding-top: var(--space-8);
  border-top: 1px solid rgba(255, 255, 255, 0.12);
}

/* Version switcher (utility, not part of the mirrored design) */
.version-switch {
  position: fixed;
  right: var(--space-5);
  bottom: var(--space-5);
  z-index: 60;
  background: var(--color-navy);
  color: var(--color-white);
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: var(--space-3) var(--space-5);
  border-radius: 999px;
  box-shadow: 0 8px 24px rgba(9, 29, 51, 0.35);
}
.version-switch:hover {
  background: var(--color-navy-deep);
}

/* ===== Responsive ===== */
@media (max-width: 640px) {
  .version-switch {
    right: var(--space-3);
    bottom: var(--space-3);
    padding: var(--space-2) var(--space-4);
    font-size: 0.6rem;
  }
}
@media (max-width: 960px) {
  .nav__links,
  .nav__cta {
    display: none;
  }
  .nav-toggle {
    display: inline-flex;
  }
  .hero {
    display: flex;
    flex-direction: column;
    min-height: auto;
  }
  .hero__content {
    order: 2;
    min-height: auto;
    max-width: none;
  }
  .hero__media {
    order: 1;
    position: relative;
    min-height: 320px;
  }
  .hero__media img {
    object-position: 60% 16%;
    -webkit-mask-image: linear-gradient(to bottom, transparent 0, #000 22%);
    mask-image: linear-gradient(to bottom, transparent 0, #000 22%);
  }
  .stats__grid {
    grid-template-columns: repeat(2, 1fr);
    gap: var(--space-8);
  }
  .stats__item:nth-child(3) {
    border-left: none;
  }
  .stats__item:nth-child(odd) {
    border-left: none;
  }
  .two-col {
    grid-template-columns: 1fr;
  }
  .founder__content {
    grid-template-columns: 1fr;
  }
  .founder__photo {
    max-width: 320px;
  }
  .card-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .compare {
    grid-template-columns: 1fr;
  }
  .money-compare {
    grid-template-columns: 1fr;
  }
  .steps {
    grid-template-columns: repeat(2, 1fr);
  }
  .owner-grid {
    grid-template-columns: 1fr;
  }
  .industry-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}
@media (max-width: 560px) {
  .card-grid,
  .steps,
  .industry-grid {
    grid-template-columns: 1fr;
  }
  .stats__grid {
    grid-template-columns: 1fr 1fr;
  }
  .hero__heading {
    font-size: var(--text-2xl);
  }
}

/* ===== Learn More Modal ===== */
.ibo-modal-overlay {
  position: fixed;
  inset: 0;
  z-index: 999;
  background: rgba(0, 0, 0, 0.7);
  display: flex;
  align-items: center;
  justify-content: center;
  padding: var(--space-4);
}
.ibo-modal-overlay[hidden] {
  display: none;
}
.ibo-modal {
  position: relative;
  background: var(--color-white);
  border-radius: 8px;
  max-width: 32rem;
  width: 100%;
  max-height: 90vh;
  overflow-y: auto;
  box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.25);
  padding: var(--space-8) var(--space-6) var(--space-6);
}
.ibo-modal__close {
  position: absolute;
  top: var(--space-4);
  right: var(--space-4);
  width: 32px;
  height: 32px;
  border-radius: 50%;
  border: none;
  background: transparent;
  color: var(--color-navy);
  font-size: 1.5rem;
  line-height: 1;
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  transition: background var(--transition-interactive);
}
.ibo-modal__close:hover {
  background: #f3f4f6;
}
.ibo-modal__title {
  font-family: var(--font-display);
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--color-navy);
  margin: 0 0 var(--space-3);
}
.ibo-modal__intro {
  color: var(--color-text-muted);
  font-size: var(--text-sm);
  line-height: 1.6;
  margin: 0 0 var(--space-6);
}
.ibo-field {
  margin-bottom: var(--space-4);
}
.ibo-field__label {
  display: block;
  font-family: var(--font-body);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--color-gold);
  margin-bottom: var(--space-2);
}
.ibo-field__input {
  width: 100%;
  font-family: var(--font-body);
  font-size: var(--text-sm);
  color: var(--color-text);
  border: 1px solid #d1d5db;
  border-radius: 6px;
  padding: 0.75rem 1rem;
  background: var(--color-white);
  transition: border-color var(--transition-interactive), box-shadow var(--transition-interactive);
}
.ibo-field__input:focus {
  outline: none;
  border-color: var(--color-gold);
  box-shadow: 0 0 0 2px rgba(169, 128, 74, 0.25);
}
.ibo-field__select {
  appearance: none;
  background-image: url("data:image/svg+xml;charset=UTF-8,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230e2a48' stroke-width='2'%3e%3cpath d='M6 9l6 6 6-6'/%3e%3c/svg%3e");
  background-repeat: no-repeat;
  background-position: right 1rem center;
  background-size: 1rem;
  padding-right: 2.5rem;
}
.ibo-radio-group {
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
}
.ibo-radio {
  display: flex;
  align-items: flex-start;
  gap: 0.6rem;
  font-family: var(--font-body);
  font-size: var(--text-sm);
  color: var(--color-text);
  border: 1px solid #d1d5db;
  border-radius: 6px;
  padding: 0.75rem 1rem;
  cursor: pointer;
  transition: border-color var(--transition-interactive), background var(--transition-interactive);
}
.ibo-radio:hover {
  border-color: var(--color-gold);
  background: #fbf8f4;
}
.ibo-radio input[type="radio"] {
  margin-top: 0.15rem;
  accent-color: var(--color-gold);
  width: 16px;
  height: 16px;
  flex-shrink: 0;
}
.ibo-radio:has(input:checked) {
  border-color: var(--color-gold);
  background: #fbf8f4;
  box-shadow: 0 0 0 2px rgba(169, 128, 74, 0.25);
}
.ibo-field__error {
  color: #991b1b;
  background: #fee2e2;
  border-radius: 6px;
  padding: var(--space-3) var(--space-4);
  font-size: var(--text-sm);
  margin: 0 0 var(--space-4);
}
.ibo-modal__submit {
  display: block;
  width: 100%;
  background: var(--color-gold);
  color: var(--color-white);
  border: none;
  border-radius: 6px;
  font-family: var(--font-body);
  font-size: var(--text-sm);
  font-weight: 700;
  letter-spacing: 0.02em;
  padding: var(--space-4);
  cursor: pointer;
  transition: box-shadow var(--transition-interactive), opacity var(--transition-interactive);
}
.ibo-modal__submit:hover {
  box-shadow: 0 4px 12px rgba(169, 128, 74, 0.4);
}
.ibo-modal__submit:disabled {
  opacity: 0.5;
  cursor: not-allowed;
}

/* ================= BLOG ================= */
.nav__link--active {
  color: var(--color-navy);
  font-weight: 700;
}

.blog-hero {
  background: var(--color-navy);
  color: var(--color-white);
  padding: var(--space-32) 0 var(--space-16);
}
.blog-hero__eyebrow {
  font-family: var(--font-body);
  font-size: var(--text-xs);
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--color-gold-light);
  margin-bottom: var(--space-4);
}
.blog-hero__title {
  font-family: var(--font-display);
  font-size: var(--text-2xl);
  line-height: 1.15;
  max-width: 18ch;
  margin-bottom: var(--space-5);
  color: var(--color-white);
}
.blog-hero__intro {
  font-size: var(--text-lg);
  color: rgba(255, 255, 255, 0.78);
  max-width: 62ch;
}

.blog-grid-section {
  padding: var(--space-16) 0 var(--space-24);
  background: var(--color-cream-soft);
}
.blog-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-8);
}
.blog-card {
  display: flex;
  flex-direction: column;
  background: var(--color-white);
  border-radius: var(--radius-lg);
  overflow: hidden;
  text-decoration: none;
  color: var(--color-text);
  border: 1px solid var(--color-border-cream);
  transition: transform var(--transition-interactive), box-shadow var(--transition-interactive);
}
.blog-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 16px 32px rgba(14, 42, 72, 0.12);
}
.blog-card__media {
  aspect-ratio: 16 / 10;
  overflow: hidden;
}
.blog-card__media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}
.blog-card__body {
  padding: var(--space-6);
  display: flex;
  flex-direction: column;
  flex: 1;
}
.blog-card__date {
  font-size: var(--text-xs);
  color: var(--color-text-faint);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: var(--space-2);
}
.blog-card__title {
  font-family: var(--font-display);
  font-size: var(--text-lg);
  line-height: 1.25;
  margin-bottom: var(--space-3);
}
.blog-card__excerpt {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  flex: 1;
  margin-bottom: var(--space-4);
}
.blog-card__link {
  font-size: var(--text-sm);
  font-weight: 700;
  color: var(--color-gold);
}

.post {
  padding: var(--space-32) 0 var(--space-24);
}
.post__back {
  display: inline-block;
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  text-decoration: none;
  margin-bottom: var(--space-8);
}
.post__back:hover {
  color: var(--color-gold);
}
.post__eyebrow {
  font-size: var(--text-xs);
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--color-gold);
  margin-bottom: var(--space-4);
}
.post__title {
  font-family: var(--font-display);
  font-size: var(--text-2xl);
  line-height: 1.15;
  margin-bottom: var(--space-4);
}
.post__meta {
  font-size: var(--text-sm);
  color: var(--color-text-faint);
  margin-bottom: var(--space-10);
}
.post__media {
  max-width: var(--content-wide);
  margin: 0 auto var(--space-12);
  padding: 0 var(--space-6);
}
.post__media img {
  width: 100%;
  max-height: 480px;
  object-fit: cover;
  border-radius: var(--radius-lg);
}
.post__body {
  font-size: var(--text-base);
  color: var(--color-text);
  line-height: 1.75;
}
.post__body h2 {
  font-family: var(--font-display);
  font-size: var(--text-xl);
  margin: var(--space-12) 0 var(--space-5);
  line-height: 1.25;
}
.post__body h3 {
  font-family: var(--font-display);
  font-size: var(--text-lg);
  margin: var(--space-8) 0 var(--space-4);
}
.post__body p {
  margin-bottom: var(--space-5);
}
.post__body ul,
.post__body ol {
  margin: 0 0 var(--space-5) var(--space-6);
}
.post__body li {
  margin-bottom: var(--space-2);
}
.post__body a {
  color: var(--color-gold);
  text-decoration: underline;
  text-decoration-color: var(--color-gold-light);
}
.post__body strong {
  color: var(--color-navy);
}
.post__body hr {
  border: none;
  border-top: 1px solid var(--color-border);
  margin: var(--space-10) 0;
}
.post__body table {
  width: 100%;
  border-collapse: collapse;
  margin: var(--space-6) 0 var(--space-8);
  font-size: var(--text-sm);
}
.post__body th,
.post__body td {
  text-align: left;
  padding: var(--space-3) var(--space-4);
  border: 1px solid var(--color-border);
  vertical-align: top;
}
.post__body th {
  background: var(--color-cream-soft);
  font-family: var(--font-body);
  font-weight: 700;
  color: var(--color-navy);
}
.post__cta {
  margin-top: var(--space-16);
  padding: var(--space-10);
  background: var(--color-cream-soft);
  border-radius: var(--radius-lg);
  text-align: center;
}
.post__cta-heading {
  font-family: var(--font-display);
  font-size: var(--text-lg);
  color: var(--color-navy);
  margin-bottom: var(--space-6);
}

@media (max-width: 960px) {
  .blog-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .blog-hero__title {
    font-size: var(--text-xl);
    max-width: none;
  }
}
@media (max-width: 640px) {
  .blog-grid {
    grid-template-columns: 1fr;
  }
  .blog-hero {
    padding: var(--space-20) 0 var(--space-10);
  }
  .post {
    padding: var(--space-20) 0 var(--space-16);
  }
}

/* ===== Mobile navigation dropdown =====
   Pairs with the nav toggle in modal.js. The ☰ button was previously inert;
   at <=960px it now opens this panel containing the nav links + Learn More CTA. */
.nav-toggle {
  font-size: 1.5rem;
  line-height: 1;
  cursor: pointer;
  padding: var(--space-2);
  min-width: 44px;
  min-height: 44px;
  align-items: center;
  justify-content: center;
}
@media (max-width: 960px) {
  .site-header__inner {
    position: relative;
  }
  .nav.nav-open .nav__links {
    display: flex;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    flex-direction: column;
    align-items: stretch;
    gap: var(--space-5);
    background: var(--color-white);
    padding: var(--space-6) clamp(var(--space-6), 5vw, var(--space-16));
    border-bottom: 1px solid var(--color-border);
    box-shadow: 0 18px 34px rgba(14, 42, 72, 0.12);
    z-index: 60;
  }
  .nav.nav-open .nav__link {
    font-size: var(--text-sm);
    padding: var(--space-2) 0;
  }
  .nav.nav-open .nav__cta {
    display: inline-flex;
    justify-content: center;
    margin-top: var(--space-2);
  }
}

/* ===== Contact modal — choice buttons + message textarea ===== */
.ibo-choice {
  display: flex;
  flex-direction: column;
  gap: var(--space-4);
  margin-top: var(--space-4);
}
.ibo-choice__btn {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: var(--space-1);
  text-align: left;
  padding: var(--space-5) var(--space-6);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  background: var(--color-white);
  cursor: pointer;
  transition: border-color 0.15s ease, background 0.15s ease;
}
.ibo-choice__btn:hover {
  border-color: var(--color-gold);
  background: var(--color-cream-soft);
}
.ibo-choice__title {
  font-family: var(--font-display);
  font-size: var(--text-lg);
  font-weight: 700;
  color: var(--color-navy);
}
.ibo-choice__sub {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
}
.ibo-field__textarea {
  resize: vertical;
  min-height: 96px;
  font-family: inherit;
}

/* ===== Brand lockup (final CTA banner) ===== */
.lockup {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: var(--space-3);
}
.lockup__mark {
  width: clamp(84px, 13vw, 128px);
  height: auto;
  display: block;
  margin-bottom: var(--space-2);
}
.lockup__word {
  font-family: var(--font-display);
  font-weight: 700;
  color: var(--color-navy);
  font-size: clamp(3rem, 8vw, 5rem);
  line-height: 0.9;
  letter-spacing: 0.02em;
}
.lockup__sub {
  font-family: var(--font-display);
  font-weight: 500;
  color: var(--color-navy);
  font-size: clamp(1rem, 2.4vw, 1.6rem);
  letter-spacing: 0.42em;
  text-indent: 0.42em;
}
.lockup__rule {
  width: min(360px, 80%);
  height: 1px;
  background: var(--color-gold);
  margin: var(--space-4) 0 var(--space-3);
}
.lockup__tag {
  font-family: var(--font-display);
  color: var(--color-navy);
  font-size: clamp(1.05rem, 2.6vw, 1.55rem);
  font-weight: 500;
}
.lockup__tag em {
  font-style: normal;
  color: var(--color-gold);
}